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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,830 | $39,132+98.9% | $57,196+36.1% | $62,881+23.8% |
| Participation rate | 100.0% | 70.5%+29.5pp | 75.3%+24.7pp | 69.3%+30.7pp |
| Annual return | 8.59% | 9.24%-0.6pp | 14.59%-6.0pp | 20.14%-11.6pp |
| Employer contribution / active EE | $3,729 | $1,874+99.0% | $2,683+39.0% | $2,281+63.5% |
| Participant deferral / active EE | $5,281 | $2,374+122.4% | $3,096+70.6% | $3,203+64.9% |
| Admin fee / account holder | $8,174 | $2,594+215.1% | $3,141+160.3% | $4,296+90.3% |