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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,566 | $95,895+16.3% | $79,576+40.2% | $134,509-17.1% |
| Participation rate | 69.2% | 75.0%-5.8pp | 69.5%-0.3pp | 81.2%-12.0pp |
| Annual return | -17.28% | -2.72%-14.6pp | 0.15%-17.4pp | 418.13%-435.4pp |
| Employer contribution / active EE | $4,501 | $3,128+43.9% | $2,413+86.5% | $4,741-5.1% |
| Participant deferral / active EE | $8,161 | $4,693+73.9% | $3,985+104.8% | $6,400+27.5% |
| Admin fee / account holder | $7,167 | $9,129-21.5% | $6,834+4.9% | $11,427-37.3% |