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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,028 | $217,427-13.5% | $185,837+1.2% | $167,518+12.2% |
| Participation rate | 62.5% | 86.0%-23.5pp | 81.7%-19.2pp | 82.1%-19.6pp |
| Annual return | 17.49% | 148.39%-130.9pp | 122.08%-104.6pp | 478.71%-461.2pp |
| Employer contribution / active EE | $1,751 | $5,874-70.2% | $5,168-66.1% | $4,838-63.8% |
| Participant deferral / active EE | $5,087 | $6,357-20.0% | $5,568-8.6% | $6,342-19.8% |
| Admin fee / account holder | $1,557 | $19,816-92.1% | $16,241-90.4% | $12,312-87.4% |