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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,468 | $50,958+42.2% | $74,552-2.8% | $64,181+12.9% |
| Participation rate | 93.9% | 61.1%+32.9pp | 69.1%+24.8pp | 69.6%+24.4pp |
| Annual return | -8.62% | -1.86%-6.8pp | 32.53%-41.2pp | 7.63%-16.3pp |
| Employer contribution / active EE | $4,136 | $1,115+270.9% | $1,961+110.9% | $2,381+73.7% |
| Participant deferral / active EE | $9,185 | $2,301+299.1% | $3,108+195.5% | $3,470+164.7% |
| Admin fee / account holder | $3,239 | $4,223-23.3% | $5,060-36.0% | $4,887-33.7% |