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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,320 | $174,379-3.5% | $152,093+10.7% | $138,895+21.2% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 9.95% | 74.86%-64.9pp | 66.36%-56.4pp | 145.39%-135.4pp |
| Employer contribution / active EE | $3,743 | $4,652-19.5% | $4,175-10.4% | $4,194-10.8% |
| Participant deferral / active EE | $5,111 | $6,159-17.0% | $5,451-6.2% | $6,396-20.1% |
| Admin fee / account holder | $132,817 | $16,880+686.8% | $14,497+816.2% | $12,562+957.3% |