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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,864 | $76,696-89.7% | $96,538-91.9% | $71,529-89.0% |
| Participation rate | 68.2% | 66.6%+1.6pp | 74.3%-6.2pp | 67.9%+0.2pp |
| Annual return | -63.03% | 48.32%-111.4pp | 35.74%-98.8pp | 28.97%-92.0pp |
| Employer contribution / active EE | $1,879 | $3,032-38.0% | $3,740-49.8% | $2,590-27.5% |
| Participant deferral / active EE | $2,525 | $3,770-33.0% | $4,880-48.3% | $4,291-41.2% |
| Admin fee / account holder | $275 | $2,030-86.4% | $6,737-95.9% | $1,588-82.7% |