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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,085 | $64,176-87.4% | $112,263-92.8% | $66,949-87.9% |
| Participation rate | 75.8% | 68.4%+7.4pp | 75.1%+0.8pp | 69.8%+6.0pp |
| Annual return | -16.29% | -13.80%-2.5pp | 27.49%-43.8pp | 1.57%-17.9pp |
| Employer contribution / active EE | $1,912 | $3,007-36.4% | $3,636-47.4% | $2,545-24.9% |
| Participant deferral / active EE | $2,654 | $3,694-28.2% | $4,729-43.9% | $4,239-37.4% |
| Admin fee / account holder | $818 | $626+30.8% | $6,410-87.2% | $594+37.9% |