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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,273 | $111,878+45.0% | $93,727+73.1% | $145,897+11.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.26% | 204.28%-193.0pp | 133.83%-122.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $3,525 | $3,092+14.0% | $2,421+45.6% | $4,663-24.4% |
| Participant deferral / active EE | $12,523 | $4,920+154.5% | $4,417+183.5% | $6,689+87.2% |
| Admin fee / account holder | $2,407 | $10,256-76.5% | $8,292-71.0% | $13,390-82.0% |