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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,812 | $124,980+47.9% | $108,359+70.6% | $154,746+19.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.15% | 45.00%-29.8pp | 36.89%-21.7pp | 172.34%-157.2pp |
| Employer contribution / active EE | $3,469 | $2,851+21.7% | $2,399+44.6% | $4,379-20.8% |
| Participant deferral / active EE | $12,109 | $4,743+155.3% | $4,137+192.7% | $6,730+79.9% |
| Admin fee / account holder | $1,180 | $11,502-89.7% | $9,741-87.9% | $14,365-91.8% |