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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,812 | $112,729+63.9% | $98,716+87.2% | $137,256+34.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.15% | 38.48%-23.3pp | 31.81%-16.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,469 | $2,725+27.3% | $2,279+52.2% | $4,156-16.5% |
| Participant deferral / active EE | $12,109 | $4,640+161.0% | $4,048+199.2% | $6,407+89.0% |
| Admin fee / account holder | $1,180 | $10,129-88.3% | $8,703-86.4% | $12,270-90.4% |