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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,032 | $185,883-62.3% | $170,043-58.8% | $139,466-49.8% |
| Participation rate | 77.3% | 87.8%-10.5pp | 87.0%-9.7pp | 80.3%-3.1pp |
| Annual return | 39.27% | 60.54%-21.3pp | 53.40%-14.1pp | 373.66%-334.4pp |
| Employer contribution / active EE | $3,687 | $7,596-51.5% | $6,790-45.7% | $4,754-22.4% |
| Participant deferral / active EE | $9,974 | $11,626-14.2% | $10,410-4.2% | $6,712+48.6% |
| Admin fee / account holder | $17,651 | $15,393+14.7% | $12,824+37.6% | $11,409+54.7% |