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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,764 | $96,643+52.9% | $86,617+70.6% | $139,456+6.0% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.5pp |
| Annual return | 17.93% | 106.57%-88.6pp | 591.91%-574.0pp | 373.45%-355.5pp |
| Employer contribution / active EE | $5,807 | $3,264+77.9% | $3,023+92.1% | $4,753+22.2% |
| Participant deferral / active EE | $7,377 | $4,835+52.6% | $4,437+66.3% | $6,711+9.9% |
| Admin fee / account holder | $2,746 | $6,406-57.1% | $5,613-51.1% | $11,407-75.9% |