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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,696 | $113,338-67.6% | $94,993-61.4% | $147,586-75.1% |
| Participation rate | 76.5% | 78.0%-1.5pp | 73.9%+2.6pp | 82.8%-6.4pp |
| Annual return | 18.69% | 20.80%-2.1pp | 27.14%-8.5pp | 578.59%-559.9pp |
| Employer contribution / active EE | $1,737 | $3,160-45.0% | $2,603-33.3% | $4,876-64.4% |
| Participant deferral / active EE | $5,113 | $3,777+35.4% | $3,317+54.1% | $5,439-6.0% |
| Admin fee / account holder | $5,698 | $6,063-6.0% | $4,960+14.9% | $10,886-47.7% |