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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,367 | $122,962-97.3% | $71,585-95.3% | $138,895-97.6% |
| Participation rate | 0.0% | 68.9%-68.9pp | 68.2%-68.2pp | 79.9%-79.9pp |
| Annual return | 18.48% | 37.84%-19.4pp | 59.26%-40.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $0 | $2,620-100.0% | $1,669-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $0 | $4,311-100.0% | $2,923-100.0% | $6,396-100.0% |
| Admin fee / account holder | $16,870 | $6,488+160.0% | $4,712+258.0% | $12,562+34.3% |