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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,158 | $102,938+2.2% | $94,105+11.7% | $138,895-24.3% |
| Participation rate | 86.7% | 74.6%+12.0pp | 71.9%+14.7pp | 79.9%+6.7pp |
| Annual return | 20.23% | 250.28%-230.0pp | 204.55%-184.3pp | 145.39%-125.2pp |
| Employer contribution / active EE | $3,011 | $2,732+10.2% | $2,504+20.2% | $4,194-28.2% |
| Participant deferral / active EE | $2,674 | $4,196-36.3% | $3,881-31.1% | $6,396-58.2% |
| Admin fee / account holder | $2,826 | $6,600-57.2% | $6,199-54.4% | $12,562-77.5% |