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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,228 | $106,551-33.2% | $91,225-21.9% | $134,532-47.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.47% | 160.78%-182.2pp | 114.12%-135.6pp | 418.27%-439.7pp |
| Employer contribution / active EE | $3,110 | $3,331-6.6% | $2,851+9.1% | $4,741-34.4% |
| Participant deferral / active EE | $1,888 | $4,718-60.0% | $4,233-55.4% | $6,401-70.5% |
| Admin fee / account holder | $1,896 | $6,234-69.6% | $5,422-65.0% | $11,429-83.4% |