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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,158 | $101,618+3.5% | $93,063+13.0% | $137,256-23.4% |
| Participation rate | 86.7% | 74.9%+11.7pp | 72.1%+14.6pp | 80.0%+6.7pp |
| Annual return | 20.23% | 223.95%-203.7pp | 34.15%-13.9pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,011 | $2,707+11.2% | $2,476+21.6% | $4,156-27.6% |
| Participant deferral / active EE | $2,674 | $4,279-37.5% | $3,958-32.5% | $6,407-58.3% |
| Admin fee / account holder | $2,826 | $6,198-54.4% | $6,033-53.2% | $12,270-77.0% |