Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,133 | $58,851-48.8% | $115,170-73.8% | $72,975-58.7% |
| Participation rate | 37.8% | 65.5%-27.8pp | 75.9%-38.1pp | 69.5%-31.7pp |
| Annual return | 17.42% | 23.16%-5.7pp | 35.60%-18.2pp | 81.01%-63.6pp |
| Employer contribution / active EE | $271 | $1,798-84.9% | $3,179-91.5% | $2,440-88.9% |
| Participant deferral / active EE | $1,404 | $2,643-46.9% | $4,169-66.3% | $3,608-61.1% |
| Admin fee / account holder | $4,088 | $6,370-35.8% | $7,089-42.3% | $5,124-20.2% |