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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,874 | $106,247-79.4% | $96,515-77.3% | $139,466-84.3% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 31.22% | 38.47%-7.2pp | 35.73%-4.5pp | 373.66%-342.4pp |
| Employer contribution / active EE | $1,281 | $4,106-68.8% | $3,740-65.7% | $4,754-73.1% |
| Participant deferral / active EE | $4,225 | $5,456-22.6% | $4,880-13.4% | $6,712-37.1% |
| Admin fee / account holder | $943 | $7,885-88.0% | $6,735-86.0% | $11,409-91.7% |