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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,421 | $95,453-34.6% | $112,040-44.3% | $82,448-24.3% |
| Participation rate | 62.1% | 72.8%-10.7pp | 76.5%-14.4pp | 68.1%-6.0pp |
| Annual return | 13.34% | 23.92%-10.6pp | 24.52%-11.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $1,213 | $2,318-47.7% | $2,954-58.9% | $2,551-52.4% |
| Participant deferral / active EE | $2,626 | $4,224-37.8% | $5,098-48.5% | $4,139-36.6% |
| Admin fee / account holder | $5,435 | $9,013-39.7% | $12,098-55.1% | $7,234-24.9% |