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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,215 | $227,597-67.4% | $189,575-60.9% | $167,536-55.7% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.4%-18.4pp | 82.1%-22.1pp |
| Annual return | 12.99% | 78.44%-65.4pp | 64.19%-51.2pp | 478.82%-465.8pp |
| Employer contribution / active EE | $1,431 | $5,316-73.1% | $4,412-67.6% | $4,839-70.4% |
| Participant deferral / active EE | $4,325 | $7,002-38.2% | $6,174-29.9% | $6,342-31.8% |
| Admin fee / account holder | $2,841 | $11,877-76.1% | $9,806-71.0% | $12,315-76.9% |