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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,613 | $211,946-84.1% | $169,452-80.2% | $135,380-75.2% |
| Participation rate | 61.5% | 82.6%-21.1pp | 77.8%-16.2pp | 82.6%-21.1pp |
| Annual return | -6.65% | 3.26%-9.9pp | 1.83%-8.5pp | 519.81%-526.5pp |
| Employer contribution / active EE | $1,243 | $5,117-75.7% | $4,157-70.1% | $4,779-74.0% |
| Participant deferral / active EE | $2,452 | $6,075-59.6% | $5,277-53.5% | $5,609-56.3% |
| Admin fee / account holder | $547 | $11,472-95.2% | $9,110-94.0% | $10,828-95.0% |