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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,164 | $92,219-51.0% | $76,768-41.2% | $135,379-66.6% |
| Participation rate | 75.0% | 79.8%-4.8pp | 77.0%-2.0pp | 82.6%-7.6pp |
| Annual return | 1.48% | 5.46%-4.0pp | 2.43%-0.9pp | 519.79%-518.3pp |
| Employer contribution / active EE | $331 | $3,216-89.7% | $2,485-86.7% | $4,779-93.1% |
| Participant deferral / active EE | $1,464 | $4,508-67.5% | $3,852-62.0% | $5,609-73.9% |
| Admin fee / account holder | $20,213 | $10,749+88.1% | $6,675+202.8% | $10,828+86.7% |