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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,859 | $175,231+47.7% | $149,696+72.9% | $139,466+85.6% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 12.96% | 166.77%-153.8pp | 134.46%-121.5pp | 373.66%-360.7pp |
| Employer contribution / active EE | $3,072 | $5,478-43.9% | $4,821-36.3% | $4,754-35.4% |
| Participant deferral / active EE | $5,656 | $6,521-13.3% | $5,682-0.5% | $6,712-15.7% |
| Admin fee / account holder | $1,840 | $16,155-88.6% | $13,212-86.1% | $11,409-83.9% |