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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,767 | $167,353+66.6% | $143,797+93.9% | $134,545+107.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -14.04% | 0.48%-14.5pp | -0.04%-14.0pp | 418.37%-432.4pp |
| Employer contribution / active EE | $2,975 | $5,620-47.1% | $4,952-39.9% | $4,742-37.2% |
| Participant deferral / active EE | $6,918 | $6,447+7.3% | $5,638+22.7% | $6,401+8.1% |
| Admin fee / account holder | $3,058 | $18,096-83.1% | $14,679-79.2% | $11,431-73.2% |