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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,266 | $152,592-57.9% | $125,180-48.7% | $152,885-58.0% |
| Participation rate | 63.2% | 83.3%-20.2pp | 79.8%-16.6pp | 82.5%-19.3pp |
| Annual return | 12.86% | 54.84%-42.0pp | 43.79%-30.9pp | 345.39%-332.5pp |
| Employer contribution / active EE | $2,669 | $4,947-46.0% | $3,866-31.0% | $4,763-44.0% |
| Participant deferral / active EE | $3,403 | $5,868-42.0% | $4,937-31.1% | $5,851-41.8% |
| Admin fee / account holder | $8,634 | $13,435-35.7% | $9,703-11.0% | $11,598-25.6% |