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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,906 | $71,809-45.8% | $61,048-36.3% | $152,897-74.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 79.3%+20.7pp | 82.5%+17.5pp |
| Annual return | 3.93% | 29.74%-25.8pp | 26.18%-22.2pp | 345.43%-341.5pp |
| Employer contribution / active EE | $1,525 | $4,545-66.5% | $3,716-59.0% | $4,764-68.0% |
| Participant deferral / active EE | $741 | $5,467-86.4% | $4,470-83.4% | $5,851-87.3% |
| Admin fee / account holder | $1,080 | $4,750-77.3% | $3,728-71.0% | $11,599-90.7% |