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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,115 | $65,696-57.2% | $56,429-50.2% | $147,586-81.0% |
| Participation rate | 95.8% | 85.5%+10.3pp | 80.0%+15.8pp | 82.8%+13.0pp |
| Annual return | 9.38% | 13.32%-3.9pp | 19.04%-9.7pp | 578.59%-569.2pp |
| Employer contribution / active EE | $5,055 | $4,121+22.7% | $3,405+48.5% | $4,876+3.7% |
| Participant deferral / active EE | $2,022 | $4,876-58.5% | $3,951-48.8% | $5,439-62.8% |
| Admin fee / account holder | $990 | $5,947-83.4% | $4,466-77.8% | $10,886-90.9% |