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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,779 | $100,073-81.2% | $85,126-77.9% | $145,877-87.1% |
| Participation rate | 54.2% | 74.1%-19.9pp | 67.5%-13.4pp | 80.3%-26.1pp |
| Annual return | 10.66% | 84.11%-73.5pp | 66.63%-56.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,197 | $3,236-63.0% | $2,731-56.2% | $4,663-74.3% |
| Participant deferral / active EE | $1,639 | $5,294-69.1% | $4,523-63.8% | $6,691-75.5% |
| Admin fee / account holder | $3,129 | $7,261-56.9% | $6,160-49.2% | $13,402-76.7% |