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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,717 | $96,388-81.6% | $80,627-78.0% | $139,466-87.3% |
| Participation rate | 45.8% | 73.6%-27.8pp | 67.0%-21.2pp | 80.3%-34.5pp |
| Annual return | 15.45% | 1352.08%-1336.6pp | 936.76%-921.3pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,060 | $3,260-67.5% | $2,723-61.1% | $4,754-77.7% |
| Participant deferral / active EE | $1,402 | $5,224-73.2% | $4,443-68.4% | $6,712-79.1% |
| Admin fee / account holder | $2,772 | $6,603-58.0% | $5,381-48.5% | $11,409-75.7% |