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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,799 | $63,949-67.5% | $129,031-83.9% | $94,015-77.9% |
| Participation rate | 61.5% | 63.4%-1.9pp | 73.4%-11.8pp | 70.8%-9.3pp |
| Annual return | 16.89% | 17.56%-0.7pp | 34.67%-17.8pp | 17.84%-1.0pp |
| Employer contribution / active EE | $1,383 | $1,865-25.8% | $3,226-57.1% | $2,790-50.4% |
| Participant deferral / active EE | $1,953 | $3,686-47.0% | $5,217-62.6% | $4,249-54.0% |
| Admin fee / account holder | $370 | $5,523-93.3% | $13,208-97.2% | $8,951-95.9% |