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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,359 | $165,361-35.1% | $149,715-28.3% | $158,950-32.5% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 13.31% | 348.24%-334.9pp | 276.66%-263.4pp | 302.91%-289.6pp |
| Employer contribution / active EE | $1,153 | $5,103-77.4% | $4,645-75.2% | $4,762-75.8% |
| Participant deferral / active EE | $4,980 | $7,182-30.7% | $6,842-27.2% | $5,983-16.8% |
| Admin fee / account holder | $5,774 | $10,808-46.6% | $9,310-38.0% | $11,248-48.7% |