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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,838 | $64,138+15.1% | $112,258-34.2% | $66,930+10.3% |
| Participation rate | 33.0% | 68.5%-35.5pp | 75.1%-42.1pp | 69.8%-36.8pp |
| Annual return | -11.64% | -13.81%+2.2pp | 27.47%-39.1pp | 1.57%-13.2pp |
| Employer contribution / active EE | $1,100 | $3,006-63.4% | $3,636-69.7% | $2,545-56.8% |
| Participant deferral / active EE | $2,023 | $3,694-45.2% | $4,728-57.2% | $4,238-52.3% |
| Admin fee / account holder | $1,014 | $625+62.2% | $6,411-84.2% | $593+70.9% |