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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,456 | $73,839-73.7% | $143,788-86.5% | $68,495-71.6% |
| Participation rate | 52.5% | 66.7%-14.1pp | 80.3%-27.8pp | 67.9%-15.3pp |
| Annual return | -17.19% | 1.01%-18.2pp | -0.03%-17.2pp | -7.84%-9.3pp |
| Employer contribution / active EE | $628 | $3,184-80.3% | $4,952-87.3% | $2,596-75.8% |
| Participant deferral / active EE | $1,558 | $3,384-54.0% | $5,638-72.4% | $4,028-61.3% |
| Admin fee / account holder | $4,806 | $5,755-16.5% | $14,675-67.3% | $5,403-11.1% |