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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,311 | $75,832-79.8% | $147,618-89.6% | $59,633-74.3% |
| Participation rate | 94.1% | 71.6%+22.6pp | 84.6%+9.5pp | 68.7%+25.4pp |
| Annual return | -4.22% | 0.37%-4.6pp | 61.98%-66.2pp | 2041.40%-2045.6pp |
| Employer contribution / active EE | $5,022 | $3,485+44.1% | $5,565-9.7% | $2,203+128.0% |
| Participant deferral / active EE | $4,154 | $3,131+32.7% | $4,895-15.2% | $3,192+30.1% |
| Admin fee / account holder | $557 | $5,986-90.7% | $11,612-95.2% | $4,297-87.0% |