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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $23,645 |
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $19,812 |
Filed as: RETIREMENT PLAN SOLUTIONS Service code 13 PO BOX 593 · HOLLIDAYSBURG, PA 16648 | Contract Administrator | $10,677 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,720 | $84,493-6.8% | $125,381-37.2% | $66,938+17.6% |
| Participation rate | 96.3% | 76.4%+19.9pp | 82.4%+14.0pp | 69.8%+26.5pp |
| Annual return | -15.65% | -8.49%-7.2pp | 572.31%-588.0pp | 1.58%-17.2pp |
| Employer contribution / active EE | $3,074 | $3,554-13.5% | $4,815-36.2% | $2,545+20.8% |
| Participant deferral / active EE | $8,550 | $6,783+26.0% | $7,448+14.8% | $4,238+101.7% |
| Admin fee / account holder | $397 | $685-42.1% | $10,007-96.0% | $594-33.1% |