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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,955 | $106,524+176.9% | $152,301+93.7% | $87,485+237.2% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.4%+14.9pp | 68.9%+28.4pp |
| Annual return | 16.32% | 26.89%-10.6pp | 80.50%-64.2pp | 26.06%-9.7pp |
| Employer contribution / active EE | $5,671 | $3,371+68.2% | $4,624+22.6% | $2,596+118.4% |
| Participant deferral / active EE | $13,237 | $6,525+102.9% | $8,004+65.4% | $4,274+209.7% |
| Admin fee / account holder | $24,697 | $8,287+198.0% | $14,398+71.5% | $7,775+217.7% |