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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,714 | $102,429+187.7% | $147,096+100.4% | $80,925+264.2% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.0pp | 67.7%+29.6pp |
| Annual return | 12.48% | 135.02%-122.5pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $8,337 | $3,716+124.4% | $4,936+68.9% | $2,756+202.5% |
| Participant deferral / active EE | $10,612 | $6,649+59.6% | $8,071+31.5% | $4,299+146.9% |
| Admin fee / account holder | $24,719 | $7,957+210.7% | $13,005+90.1% | $6,940+256.2% |