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| Provider | Service type | Compensation |
|---|---|---|
COOK STREET CONSULTING5 years Service code 28 · EIN 84-0854432 | Investment Management | $66,762 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $42,927 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,697 | $91,439+220.1% | $135,974+115.3% | $71,511+309.3% |
| Participation rate | 89.5% | 75.7%+13.9pp | 81.9%+7.6pp | 67.9%+21.6pp |
| Annual return | 18.41% | 29.90%-11.5pp | 68.30%-49.9pp | 28.86%-10.4pp |
| Employer contribution / active EE | $4,753 | $3,705+28.3% | $4,859-2.2% | $2,589+83.6% |
| Participant deferral / active EE | $10,354 | $7,093+46.0% | $7,760+33.4% | $4,291+141.3% |
| Admin fee / account holder | $492 | $1,267-61.2% | $10,767-95.4% | $1,588-69.0% |