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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $13,447 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,888 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,349 | $45,825-44.7% | $90,657-72.0% | $56,289-55.0% |
| Participation rate | 87.4% | 66.7%+20.7pp | 74.0%+13.4pp | 69.9%+17.5pp |
| Annual return | -7.28% | 38.64%-45.9pp | 1.89%-9.2pp | -9.96%+2.7pp |
| Employer contribution / active EE | $457 | $1,372-66.7% | $2,532-82.0% | $2,111-78.4% |
| Participant deferral / active EE | $2,459 | $2,562-4.0% | $3,424-28.2% | $3,350-26.6% |
| Admin fee / account holder | $109 | $413-73.6% | $4,994-97.8% | $521-79.1% |