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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,846 | $129,737+141.1% | $119,126+162.6% | $154,746+102.2% |
| Participation rate | 92.3% | 78.9%+13.5pp | 75.8%+16.5pp | 80.7%+11.6pp |
| Annual return | 12.74% | 379.08%-366.3pp | 282.11%-269.4pp | 172.34%-159.6pp |
| Employer contribution / active EE | $3,261 | $4,375-25.5% | $4,034-19.1% | $4,379-25.5% |
| Participant deferral / active EE | $3,504 | $5,842-40.0% | $5,318-34.1% | $6,730-47.9% |
| Admin fee / account holder | $2,653 | $11,961-77.8% | $10,693-75.2% | $14,365-81.5% |