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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,846 | $111,535+180.5% | $105,223+197.3% | $137,256+127.9% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 80.0%+12.3pp |
| Annual return | 12.74% | 237.85%-225.1pp | 180.65%-167.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $3,261 | $3,939-17.2% | $3,689-11.6% | $4,156-21.5% |
| Participant deferral / active EE | $3,504 | $5,500-36.3% | $5,072-30.9% | $6,407-45.3% |
| Admin fee / account holder | $2,653 | $9,721-72.7% | $8,859-70.1% | $12,270-78.4% |