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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,846 | $171,492+82.4% | $150,734+107.5% | $198,609+57.5% |
| Participation rate | 92.3% | 81.4%+10.9pp | 78.4%+13.9pp | 82.4%+9.9pp |
| Annual return | 12.74% | 804.70%-792.0pp | 600.81%-588.1pp | 202.70%-190.0pp |
| Employer contribution / active EE | $3,261 | $5,470-40.4% | $4,918-33.7% | $5,055-35.5% |
| Participant deferral / active EE | $3,504 | $6,259-44.0% | $5,610-37.5% | $6,977-49.8% |
| Admin fee / account holder | $2,653 | $17,628-85.0% | $14,905-82.2% | $19,030-86.1% |