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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,057 | $58,927+97.0% | $76,823+51.1% | $72,983+59.0% |
| Participation rate | 71.7% | 67.3%+4.4pp | 72.1%-0.3pp | 69.5%+2.3pp |
| Annual return | 21.38% | 2305.64%-2284.3pp | 1166.42%-1145.0pp | 81.01%-59.6pp |
| Employer contribution / active EE | $0 | $1,787-100.0% | $2,302-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,023 | $2,690+12.4% | $3,336-9.4% | $3,608-16.2% |
| Admin fee / account holder | $1,126 | $4,013-71.9% | $6,422-82.5% | $5,124-78.0% |