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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,934 | $85,024-55.4% | $70,544-46.2% | $139,466-72.8% |
| Participation rate | 69.2% | 73.9%-4.7pp | 68.4%+0.9pp | 80.3%-11.1pp |
| Annual return | 19.09% | 30.39%-11.3pp | 32.79%-13.7pp | 373.66%-354.6pp |
| Employer contribution / active EE | $1,575 | $3,912-59.7% | $2,976-47.1% | $4,754-66.9% |
| Participant deferral / active EE | $5,830 | $5,891-1.0% | $4,568+27.6% | $6,712-13.1% |
| Admin fee / account holder | $1,176 | $8,928-86.8% | $6,427-81.7% | $11,409-89.7% |