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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,044 | $102,638-96.1% | $81,982-95.1% | $158,982-97.5% |
| Participation rate | 69.2% | 75.5%-6.3pp | 69.3%0pp | 82.0%-12.7pp |
| Annual return | 0.00% | 61.05%-61.1pp | 41.31%-41.3pp | 302.99%-303.0pp |
| Employer contribution / active EE | $725 | $3,241-77.6% | $2,498-71.0% | $4,763-84.8% |
| Participant deferral / active EE | $2,194 | $4,649-52.8% | $3,722-41.0% | $5,983-63.3% |
| Admin fee / account holder | $107 | $8,237-98.7% | $5,665-98.1% | $11,252-99.1% |