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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,847 | $87,166-16.4% | $76,735-5.1% | $137,256-46.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 12.65% | 26.50%-13.8pp | 29.77%-17.1pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,652 | $2,904-43.1% | $2,454-32.7% | $4,156-60.3% |
| Participant deferral / active EE | $6,979 | $4,726+47.7% | $4,088+70.7% | $6,407+8.9% |
| Admin fee / account holder | $0 | $8,403-100.0% | $7,189-100.0% | $12,270-100.0% |