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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,676 | $176,105-29.8% | $159,474-22.4% | $167,536-26.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.33% | 331.91%-323.6pp | 263.68%-255.3pp | 478.82%-470.5pp |
| Employer contribution / active EE | $910 | $5,299-82.8% | $4,831-81.2% | $4,839-81.2% |
| Participant deferral / active EE | $6,382 | $7,751-17.7% | $7,353-13.2% | $6,342+0.6% |
| Admin fee / account holder | $39,411 | $12,559+213.8% | $10,802+264.8% | $12,315+220.0% |