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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,293 | $138,076-31.0% | $123,553-22.9% | $135,380-29.6% |
| Participation rate | 90.5% | 84.7%+5.7pp | 82.3%+8.2pp | 82.6%+7.8pp |
| Annual return | -4.97% | 153.70%-158.7pp | 119.21%-124.2pp | 519.81%-524.8pp |
| Employer contribution / active EE | $728 | $5,152-85.9% | $4,628-84.3% | $4,779-84.8% |
| Participant deferral / active EE | $3,879 | $6,800-43.0% | $6,426-39.6% | $5,609-30.8% |
| Admin fee / account holder | $2,556 | $10,917-76.6% | $9,284-72.5% | $10,828-76.4% |