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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,671 | $45,872+102.0% | $77,096+20.2% | $68,486+35.3% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -13.97% | 1.73%-15.7pp | 42.35%-56.3pp | -7.85%-6.1pp |
| Employer contribution / active EE | $5,486 | $1,650+232.6% | $2,814+94.9% | $2,597+111.3% |
| Participant deferral / active EE | $3,038 | $2,963+2.5% | $4,429-31.4% | $4,028-24.6% |
| Admin fee / account holder | $6,369 | $3,041+109.4% | $5,428+17.3% | $5,404+17.9% |