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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,410 | $52,279+99.7% | $89,414+16.8% | $79,852+30.8% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 12.57% | 22.16%-9.6pp | 245.50%-232.9pp | 31.72%-19.1pp |
| Employer contribution / active EE | $2,778 | $1,572+76.8% | $2,586+7.4% | $2,471+12.4% |
| Participant deferral / active EE | $2,019 | $2,740-26.3% | $3,890-48.1% | $3,740-46.0% |
| Admin fee / account holder | $1,379 | $3,356-58.9% | $4,883-71.8% | $5,306-74.0% |