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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,277 | $106,905-22.1% | $84,020-0.9% | $152,885-45.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 24.58% | 105.00%-80.4pp | 71.31%-46.7pp | 345.39%-320.8pp |
| Employer contribution / active EE | $1,781 | $2,735-34.9% | $1,984-10.2% | $4,763-62.6% |
| Participant deferral / active EE | $4,678 | $4,012+16.6% | $3,239+44.4% | $5,851-20.0% |
| Admin fee / account holder | $779 | $8,287-90.6% | $6,101-87.2% | $11,598-93.3% |