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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,336 | $124,980+192.3% | $108,359+237.2% | $154,746+136.1% |
| Participation rate | 75.0% | 75.2%-0.2pp | 70.1%+4.9pp | 80.7%-5.7pp |
| Annual return | 16.16% | 45.00%-28.8pp | 36.89%-20.7pp | 172.34%-156.2pp |
| Employer contribution / active EE | $3,360 | $2,851+17.9% | $2,399+40.0% | $4,379-23.3% |
| Participant deferral / active EE | $5,963 | $4,743+25.7% | $4,137+44.1% | $6,730-11.4% |
| Admin fee / account holder | $10,211 | $11,502-11.2% | $9,741+4.8% | $14,365-28.9% |