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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,336 | $112,729+224.1% | $98,716+270.1% | $137,256+166.2% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.3%+5.7pp | 80.0%-5.0pp |
| Annual return | 16.16% | 38.48%-22.3pp | 31.81%-15.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,360 | $2,725+23.3% | $2,279+47.5% | $4,156-19.1% |
| Participant deferral / active EE | $5,963 | $4,640+28.5% | $4,048+47.3% | $6,407-6.9% |
| Admin fee / account holder | $10,211 | $10,129+0.8% | $8,703+17.3% | $12,270-16.8% |