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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,237 | $111,878+167.5% | $93,727+219.3% | $145,897+105.1% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 16.66% | 204.28%-187.6pp | 133.83%-117.2pp | 552.29%-535.6pp |
| Employer contribution / active EE | $1,864 | $3,092-39.7% | $2,421-23.0% | $4,663-60.0% |
| Participant deferral / active EE | $3,965 | $4,920-19.4% | $4,417-10.2% | $6,689-40.7% |
| Admin fee / account holder | $32,701 | $10,256+218.8% | $8,292+294.4% | $13,390+144.2% |