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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,926 | $49,891-74.1% | $80,607-84.0% | $75,181-82.8% |
| Participation rate | 35.7% | 55.3%-19.6pp | 67.0%-31.3pp | 67.2%-31.5pp |
| Annual return | 30.81% | 34.67%-3.9pp | 936.11%-905.3pp | 160.69%-129.9pp |
| Employer contribution / active EE | $462 | $1,698-72.8% | $2,724-83.0% | $2,671-82.7% |
| Participant deferral / active EE | $1,169 | $2,991-60.9% | $4,448-73.7% | $4,126-71.7% |
| Admin fee / account holder | $191 | $3,578-94.6% | $5,379-96.4% | $5,650-96.6% |